× In response to Covid-19, all BF&M offices are currently closed. Our teams are set up remotely, however, to continue to serve customers.
You can reach a policy services representative for assistance at info@bfm.bs and online via this website. And you can pay premiums online with any bank in the Bahamas.

About BF&M Insurance Group

The BF&M Group has a proud heritage dating back over 100 years. We offer health, life, property and casualty insurance products as well as pension administrative services. In the Bahamas, we currently offer Individual and Group Life.

Via our various subsidiaries, BF&M Limited has operations in 15 jurisdictions – Bermuda, Barbados, Cayman Islands, Bahamas, Anguilla, Antigua, British Virgin Islands, Dominica, Grenada, St. Kitts, St. Lucia, St. Maarten, St. Vincent, Turks & Caicos and US Virgin Islands. We also have an Information Technology office in Halifax, Canada. Our Group Chairman and Chief Executive Officer is R. John Wight.

About BF&M Insurance Group

The BF&M Group has a proud heritage dating back over 100 years. We offer health, life, property and casualty insurance products as well as pension administrative services. In the Bahamas, we currently offer individual and group Life.

Via our various subsidiaries, BF&M Limited has operations in 15 jurisdictions – Bermuda, Barbados, Cayman Islands, Bahamas, Anguilla, Antigua, British Virgin Islands, Dominica, Grenada, St. Kitts, St. Lucia, St. Maarten, St. Vincent, Turks & Caicos and US Virgin Islands. We also have an Information Technology office in Halifax, Canada. Our Group Chairman and Chief Executive Officer is R. John Wight.

For more than just protection

There are a few things that might actually surprise you about life insurance. To see what else it can do for you, check out our video.

Insurance designed with you in mind.

Life insurance is supposed to be easy… so at BF&M, it is. It’s insurance the way it should be.

Term Insurance

Providing affordable protection for short-term debts such as mortgage or education expenses.


Interested in our Group Life products?

Email us for more information

Calculate your coverage needs

It can be tough to know exactly how much coverage you should purchase. With our life insurance calculator, you can get an estimate based on your individual situation

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Our financial strength ratings are among the strongest in the Caribbean.

Our financial strength ratings are among the strongest in the Caribbean.

Our principal operating companies are as follows:

BF&M Life Insurance Company Limited (AM Best A Excellent Rating)

BF&M General Insurance Company Limited (AM Best A Excellent Rating)

Island Heritage Holdings Insurance Company Ltd. (AM Best A Excellent Rating)

Insurance Corporation of Barbados Limited (AM Best A Excellent Rating)

Our valued Distribution Partners include: